Financing

Financing Options

Portland Metro Area Recommended Micro-lenders

Micro Enterprise Services of Oregon (MESO)

Loan Range: Up to $250,000
Interest Rate: Variable
Specialty: Free coaching, credit-builder loans, and IDA programs
Website: https://www.mesopdx.org
Contact: info@mesopdx.org | (503) 841-3351

Oregon Micro Fund (OMF)

Loan Range: $5,000–$250,000
Interest Rate: 8–14%
Specialty: Microloans, equipment financing, SBA partnerships
Website: https://www.oregonmicrofund.com
Contact: hello@oregonmicrofund.com | (503) 782-1743

Prosper Portland

Loan Range: Varies
Interest Rate: Flexible
Specialty: Business & property loans, inclusive lending
Website: https://prosperportland.us
Contact: bizfinance@prosperportland.us | (503) 823-3200

OAME Credit Corporation

Loan Range: Up to SBA limits
Interest Rate: SBA rates
Specialty: Minority entrepreneur SBA loans
Website: https://oame.org/services/sba-loans/
Contact: oame@oame.org | (503) 249-7744

Kiva U.S.

Loan Range: Avg. $5,000
Interest Rate: 0%
Specialty: Peer-to-peer lending, credit-challenged support
Website: https://www.kiva.org/borrow
Contact: support@kiva.org

Craft3

Loan Range: $25,000–$5,000,000
Interest Rate: Varies (fixed, market-based)
Specialty: CDFI mission-driven loans for underserved entrepreneurs, environmental & community impact
Website: https://www.craft3.org
Contact: borrow@craft3.org | (888) 231-2170

Portland Metro Area Recommended SBA Lenders

Gesa Credit Union (SBA Lender)

Loan Range: SBA Loan Limits
Interest Rate: SBA Rates
Specialty: SBA 7(a) and 504 loans with personalized service
Website: https://www.gesa.com
Contacts: Jake Stamas: Jake.Stamas@gesa.com Jani Beatty: Jbeatty@gesa.com

VelocitySBA

Loan Range: Up to $5,000,000
Interest Rate: SBA Rates
Specialty: Nationwide SBA lender with streamlined application process
Website: https://www.velocitysba.com
Contact: aherndon@velocitysba.com